Ride the trails worry free. Wyatt Dowling Insurance is proud to offer a selection of Off-Road Vehicle Insurance solutions for your ATV, dirt bike, or dune buggy. As an authorized Autopac agent for Manitoba Public Insurance, we are able to assist you with the registration and insurance needs for all your off-road vehicles

In addition to your basic registration Wyatt Dowling Insurance is proud to offer Got Toys Insurance to provide coverage with competitive price and coverage options for most extension products on your off-road vehicles

Featured Product:

• Got Toys ORV Program
• All Perils coverage available
• Replacement Cost is available for new ATVs for 2 years
• No underage exclusion
• Coverage extends to ANYONE with the owners permission
• Rider plus endorsement available (to include Search & Rescue, increased rider gear limit, lock rekeying and travel protection
• Increased liability protection to 1 or 2 million in excess of your basic $500,000 with MPI

Extension products available

Manitoba Public Insurance offers 500,000 third party liability with matching under insured motorist protection with your basic registration. The following extension products are available:

• Collison - $500 or $200 deductible
• Comprehensive( fire, theft and vandalism) - $500 or $200 deductible
• Accident benefits
• Increased limits of 1, 2 or 5 million third party liability

Got Toys Insurance available

In addition to your basic registration Wyatt Dowling Insurance is proud to offer Got Toys Insurance to provide coverage with competitive price and coverage options for most extension products on your off-road vehicles

Got Toys insurance will provide a policy that covers you & your unit anywhere you can legally ride in Canada or the continental United States. Some features of their policy are as follows:

• Coverage for collision & upset, fire, theft and vandalism available
• Replacement Cost is available for brand new ATVs for 2 years
• Accident Benefits Coverage
• This covers the insured with costs resulting from accidental death (including funeral expenses), disability, rehabilitation, medical treatment, and loss of income.
• Rider plus endorsement available
• This is to include coverage for Search & Rescue, increased rider gear limit, lock rekeying and travel protection. This would be ideal for the traveling off-roader or long distance trips.
• Increased liability protection to 1 or 2 million in excess of your basic $500,000 with MPI
• Coverage extends to anyone with the owners permission

We will help you take advantage of any applicable discounts such as:

• up to 25% Club Member Discount
• 10% safety training discount
• 10% factory installed immobilizer discount
• 10% discount for increasing to $1000 deductible